FCA: Fewer UK Consumers Hold Crypto, but Average Holdings Rise
The number of people holding cryptocurrencies in the U.K. has fallen this year, even as the average amount held per investor has grown, according to the Financial Conduct Authority’s (FCA) Cryptoassets Consumer Research 2025 report.
Crypto ownership dropped from around 7 million in 2024 to approximately 4.5 million in 2025, though awareness of digital assets remains high at 91%. “The percentage of U.K. adults currently holding cryptoassets has declined from 12% in 2024 to 8% in 2025,” the FCA said.
The report coincides with the FCA’s consultation on proposed crypto regulations under a new framework aimed at expanding oversight of the sector. Despite the decline, current ownership is still double the level reported in 2021.
Those who remain invested are holding larger amounts. About 21% of holders reported owning £1,001–£5,000 ($1,345–$6,720), while the average holding per investor rose to just under $2,500, up from $2,300 last year. Total crypto held by U.K. residents reached $17.3 billion, according to an October Financial Times report.
Bitcoin (BTC$88,255.74) and ether (ETH$2,949.94) remain the most popular assets, held by roughly 70% and 35% of investors, respectively, keeping exposure concentrated in the two largest cryptocurrencies.
Share this content:
