Morgan Stanley Interns Reveal Crypto Is Behind AI and Robotics in Popularity, Saying “We Are Still Early”

Bitcoin Tops $100,000, but Morgan Stanley Intern Survey Shows Crypto Adoption Still Early

Bitcoin’s price has surged past $100,000 in 2026, yet a recent Morgan Stanley survey reveals that cryptocurrency adoption among young finance professionals remains limited.

The investment bank surveyed more than 500 summer interns in North America and 147 in Europe during June and July. Results show that only 18% currently own or use cryptocurrencies—up from 13% last year. Interest in digital assets rose slightly to 26%, but a majority of 55% still remain uninterested, although that number has declined from 63% in 2025.

This cautious stance contrasts with the growing institutional embrace of crypto assets. Since early 2025, eleven spot Bitcoin ETFs have attracted $53.7 billion, while Ether ETFs have brought in $12.4 billion, according to Farside Investors. Companies continue to add these digital assets to their balance sheets, fueling mainstream adoption.

Ether also recently hit a record high above $4,800, reflecting increasing market confidence.

AI Adoption Gains Momentum

The survey also highlighted widespread use of artificial intelligence among future finance leaders. Nearly all U.S. interns (96%) and a large majority of European interns (91%) reported using AI tools at least occasionally. Most agreed that AI helps save time and is easy to use, though 88% said the technology still needs better accuracy.

This aligns with trends on Wall Street, where major firms are expected to spend $650 billion on AI-related capital and research this year.

Interest in Humanoids Grows Amid Mixed Opinions

Interest in humanoid robots—machines designed to mimic human form and capabilities—is strong. Over 60% of U.S. interns and nearly 70% of European interns expressed interest in owning humanoids, expecting them to have practical applications and replace many jobs.

However, only a minority believe humanoids will have a positive societal impact—36% in the U.S. and 24% in Europe.

Morgan Stanley estimates the humanoid market could surpass $5 trillion by 2050, with over 1 billion units deployed, mostly in industrial and commercial roles.