Ripple Onboards AMINA Bank as First European Client for Ripple Payments
Ripple has secured its first European bank client, AMINA Bank, a Switzerland-based FINMA-regulated digital asset bank, which will adopt Ripple Payments to enable near-instant cross-border transfers for crypto-native clients, according to a Friday company release.
AMINA will use Ripple’s platform to bridge traditional banking rails with blockchain-based settlement — a long-standing challenge for institutions supporting stablecoin issuers, crypto firms, and tokenized asset platforms. The move reflects a shift toward integrating crypto payments as a core banking function.
Ripple Payments combines messaging, liquidity sourcing, and settlement across both fiat and blockchain networks. Unlike conventional correspondent banking, which relies on multiple intermediaries and batch processing, Ripple allows banks to transfer value directly, often settling transactions within minutes.
With the integration, AMINA can process cross-border flows involving fiat and stablecoins, including Ripple’s RLUSD, while remaining fully compliant. Earlier this year, AMINA became the first bank globally to support RLUSD custody and trading; the payments integration now extends that relationship to transaction execution.
The partnership strengthens Ripple’s European presence as regulatory clarity encourages banks to adopt production-grade blockchain infrastructure. Ripple’s network now covers over 90% of global FX markets and processes more than $95 billion in transactions.
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