XRP Hits Fresh All-Time High Above $3.50 on Regulatory Clarity and Trump’s Crypto Endorsement

XRP Smashes Past $3.50, Setting New Record Amid U.S. Crypto Policy Momentum

XRP soared to a new all-time high on Thursday, breaking above $3.50 for the first time, as political tailwinds and regulatory clarity fueled a surge in investor confidence.

The token spiked more than 14% during U.S. trading hours, pushing its market cap over $200 billion and cementing its position as the third-largest cryptocurrency by value, according to CoinDesk.

Momentum picked up after the Financial Times reported that Donald Trump is drafting an executive order aimed at allowing U.S. retirement accounts to gain exposure to digital assets—XRP among them. The news sent a strong signal that crypto may soon gain broader acceptance within traditional finance structures.

Further fueling the rally, two long-awaited crypto regulatory bills—the GENIUS Act and the CLARITY Act—moved forward in Congress. These proposals aim to define oversight for stablecoins and digital assets, potentially opening the door for greater institutional participation in the space.

Traders responded swiftly, with spot and futures markets seeing a sharp rise in volume. XRP’s breakout comes as broader altcoin markets begin to show renewed strength following months of Bitcoin dominance.

Analysts are now eyeing the $3.60 to $3.84 range as the next major resistance band, while overbought signals suggest short-term pullbacks could be met with strong demand.