2025 Retail Stablecoin Transfers Reach All-Time High, Totaling $5.8B in August

Retail stablecoin usage surged in August, with sub-$250 transactions reaching $5.84 billion, the highest ever recorded, according to CEX.io. With 2025 already surpassing last year’s total, stablecoins are becoming a staple for everyday transactions.

A survey of 2,600 consumers across Nigeria, India, Bangladesh, Pakistan, and Indonesia revealed that nearly 70% increased stablecoin usage over the past year, while more than 75% expect further growth, citing faster transfers and lower banking fees.

Blockchain Shifts
Tron (TRX) saw a 6% drop in retail transactions, losing ground to competitors. Binance Smart Chain (BSC) captured nearly 40% of retail stablecoin activity, with transaction counts up 75% and volume rising 67%. Ethereum, including L2 networks, now accounts for 20% of volume and 31% of transaction counts, with sub-$250 mainnet transfers rising 81% in volume and 184% in transactions due to lower fees.

The trend highlights growing retail adoption, with BSC and Ethereum emerging as preferred networks while Tron’s market share declines.